ArrayBudgetPanels, batteries and inverters sized to the load you actually have.

Battery bank for 2 kWh a day with 2 days of autonomy, 48 V AGM

Battery bank
9.41kWh nominal
196 Ah at 48 V — AGM, 2 days of autonomy
Usable energy needed2 kWh a day × 2 days4kWh
Nominal capacity to buyusable ÷ (50% DoD × 85% round-trip)9.41kWh
Capacity at 48 V196Ah
100 Ah blocks4 in series makes one 48 V string2blocks
Charge current0.15C — the charger and the array both have to deliver this29A
Depth of discharge usedmanufacturer figure for rated cycle life, not the physical limit50%
Round-trip efficiencyenergy lost on the way in and out again85%
Rated cycle lifeat 50% DoD400–800 cycles
Daily load
2 kWh
Days of autonomy
2
System voltage
48 V
Chemistry
AGM

Two derates, not one

Pulling 2 kWh a day for 2 days means 4 kWh has to come out of the bank. That is not the number you buy.

Two things stand between nameplate capacity and delivered energy. Depth of discharge caps how much of the pack you are allowed to use if you want the rated cycle life — 50% here. Round-trip efficiency takes another 85% off, lost as heat on the way in and out.

Divide by both and the bank you actually buy is 9.41 kWh, or 196 Ah at 48 V.

Dividing by depth of discharge alone is the common mistake, and it is why so many banks fall short in their first winter.

What that looks like on a shelf

About 2 × 100 Ah blocks. The charger and the array both have to be able to push 29 A into it, which is the constraint people find after the batteries arrive rather than before.

Voltage is the cheap lever

196 Ah at 48 V is the same energy as a much larger amp-hour figure at 12 V, and current is what makes cable expensive. Every doubling of system voltage halves the current for the same power and quarters the loss in the wire.

Notes

  • Two derates, not one. Dividing by depth of discharge alone is the usual mistake — the pack also loses 15% round-trip on AGM, and that comes off the top of every cycle.
  • At 50% usable, AGM needs nearly twice the nameplate capacity of lithium for the same job. Compare on kWh delivered over the warranty, not on sticker price per kWh.
  • 48 V is the practical floor for this size. Higher system voltage means proportionally lower current for the same power — 196 Ah at 48 V would be 784 Ah at 12 V, and the cable to carry it gets expensive fast.
  • 2 days of autonomy covers 2× a normal day's use. Grid-tied backup normally carries one day; off-grid with no generator normally carries three to five, because that is what a run of overcast weather costs you.

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